Solutions We Offer

At SB Solutions, our suite of cutting-edge products is designed to automate and optimize lending processes across various segments of the financial industry, including commercial banks, cooperatives, microfinances, and general financial institutions. Our collective solutions revolutionize every step of the lending journey, ensuring efficiency, accuracy, and enhanced customer experiences.

Commercial Banks

Our comprehensive product lineup streamlines lending operations for commercial banks, from loan origination to loan approvals and beyond. With our solutions, commercial banks can automate the entire loan application process, simplifying customer onboarding with Ekyc capabilities. Our risk assessment tools empower banks to make informed lending decisions, reducing the likelihood of defaults. Additionally, our document generation and storage features ensure that banks maintain accurate and organized records, improving compliance and operational efficiency. To further support our commercial banking partners, we are constantly exploring ways to enhance customer engagement and offer personalized lending solutions.

Highlights

  • Incorporation of existing risk framework in credit decisioning.
  • Policy based lending automation with custom rules as directed by the central banks or regulatory authorities.
  • Fully automated customer onboarding with eKYC technologies like face matching and OCR.
  • Integration of stakeholders like property valuators, central bureaus, assessors and lawyers.
  • Business banking solution to provide SMBs or corporate clients with value added services.
  • Document generation to automate creating and sending of documents.
Commercial Banks
For Cooperatives

For Cooperatives

Cooperatives can leverage our suite of products to modernize their lending processes and improve member satisfaction while ensuring ease of operation. SB Solutions' offerings automate loan origination and approvals, making it quicker and more efficient to serve members' credit needs. With our document generation and storage solutions, cooperatives can maintain a secure and organized repository of member information, ensuring compliance with regulatory requirements. Our E-KYC capabilities simplify member onboarding, reducing paperwork and enhancing the overall member experience. Looking ahead, we aim to introduce features that facilitate seamless communication between cooperatives and their members, further strengthening member relationships.

Highlights

  • Simplified dashboard with easy onboarding and approval process.
  • Integration with core banking solution to seamlessly fetch credit information for further assessment.
  • Integration with payment service providers for disbursement processes and member collection.
  • Optimized document storage and archiving solution.
  • Rule based lending management.
  • Cost effective solution.

For Microfinances

Microfinances play a crucial role in providing financial services to underserved communities, and our products empower them to do so more efficiently. We automate the loan origination and approval processes, allowing microfinances to quickly respond to the needs of their clients. Our document generation and storage features simplify record-keeping, ensuring data accuracy and compliance. E-KYC capabilities streamline customer onboarding, reducing administrative burdens. In the future, we envision enhancing our offerings to support microfinances in expanding their outreach, improving financial literacy among clients, and fostering economic growth in the communities they serve.

Highlights

  • Integration with Core Banking System providers for easy onboarding and assessment.
  • Granular assessment of loans like agriculture loan to automate lending decision based on defined parameters that are easy for the loan officers to input.
  • Multi language to accommodate the needs of microfinance institutions.
  • Disbursement and post disbursement rules integration to ensure record keeping and control in loan utilization.
  • TAT calculation and continuous monitoring.
  • Document generation and storage for each event in credit workflow.
For Microfinances
For General Financial Institutions

For General Financial Institutions

Our solutions cater to the diverse needs of general financial institutions focused on consumer lending, two wheeler and four wheeler financing. We help them modernize their lending operations. We automate loan origination, approval, and risk assessment processes, enabling faster decision-making. Our document generation and storage features ensure secure and accessible record-keeping, enhancing compliance and efficiency. Our E-KYC capabilities facilitate seamless customer onboarding. Moving forward, we aim to broaden our offerings to support general financial institutions in areas such as customer relationship management, data analytics, and personalized lending solutions, further enhancing their competitive edge.

Highlights

  • Institutions that provide vehicle loans can benefit from Instaloan solution that processes 100s of data points of customers including alternate data sources.
  • E-KYC solution benefits customer onboarding and identity verification.
  • Integration of decision rules in credit appraisal process or alternatively, fully automated decisioning and disbursement.
  • Integration with payment processors for improving the recollection process.
  • Mobile responsive solution for usage of solution by end customers or credit stakeholders.
  • Integration with the service providers like auto dealers for quotation generation and origination at store.

SB Solutions is committed to transforming the lending landscape across various segments of the financial industry. Our suite of products collectively automates loan origination, loan approvals, document generation, document storage, E-KYC, and risk assessment processes. As we continue to innovate, we look forward to enabling our partners in the financial sector to provide superior service to their customers, improve operational efficiency, and drive financial inclusion.