Product Lineup
Our company has a track record of developing and delivering innovative solutions that enhance the performance and efficiency of the banking and financial institutions.
Creditx Pro
Credit X is an end to end application for loan management with system driven risk assessment, paperless appraisals, document management and document generation. With features like customer relationship management, direct loan application, reporting and auto loan disbursement and servicing, Credit X addresses the need of the end consumers as well as internal staffs in all touchpoints of customers.
Features
- Credit automation
- Risk assessment automation
- Document management
- Loan tracking and reporting
Creditx Micro
Credit X Micro is a lending automation solution catered to the needs of microfinance institutions. With seamless connection with core banking systems, time taken for credit underwriting process is significantly reduced so that loan officers can focus more on customer service and less on paperwork. Credit X takes care of generation of documents like offer letters and legal documents or any other template based document. In addition, disbursement and fund management is also made automated. The system can also classify customers based on risks factors for dynamic pricing. Advanced reporting generated in the system aids the management further for decision making.
Features
- Credit automation for microFinance
- Document management
- Document generation
- Loan tracking and reporting
Instaloan
Insta Loan is a micro credit loan disbursement engine which helps to lend micro credit instantly to customers based on dynamic engine that processes 100s of data points. This is fully system driven process that, with time, calibrates itself to optimize the default rate, eligibility parameters and risk weights.
Features
- Instant loan for customers
- High value loans
- Analysis based loan applications
- Eligibility based on various points
Remit Loan
Remit Loan is a micro credit loan application and processing system with capabilities to offer loan products to beneficiaries in Nepal of remitters abroad. The algorithm to process the eligibility of loan analyses various data points. Eligible customers are offered loan by the system based on various rules. In addition, customers can apply for remit loan through various channels like web, sms and mobile.
Features
- Developed for migrant workers
- Eligibility based
- Analysis based loan applications
- Eligibility based on various rules
Memo Management System
MMS or memo management system is developed for effective memo related decisioning and workflows. With MMS, the process to make and approve the memos become faster, efficient, time saving and secure. With dynamic workflows and user management, any type of memo can be processed by the system.
Features
- Memo workflows
- Faster alternative to manual systems
- Approval tracking
- User management for easier access
Document Management System
A Document Management System is lighter version of loan management system that lets users store documents and process loan through custom workflows, approval process. The system ensures proper record keeping, loan related tracking and reporting in a light and agile system.
Features
- Upload and storage of loan documents
- Workflow and approval process
- Saves time and money
- Loan tracking and reporting
Online Account Opening Application
This module replaces the conventional account opening process by fully digitizing the application process. The data on the online forms are validated to mitigate the chance of errors or incomplete application. All the applications can be managed centrally or processed through workflows.
Features
- Digitization of account opening
- Easy data validation
- Mitigation of errors and incomplete applications
- Application approval workflow
