How SB Solutions Helped Global IME Bank Launch Lightning-Fast Share Loans

How SB Solutions Helped Global IME Bank Launch Lightning-Fast Share Loans

Faster loans. Happier customers. Smarter banking.
That’s the power of digital transformation, and SB Solutions delivered it for one of Nepal’s top banks.

In September 2024, Global IME Bank partnered with SB Solutions to launch Flash Loan, a fully digital loan against shares. The result? Application turnaround time dropped from days to hours, with some loans approved the same day.

This success story shows how SB’s automated lending platform can radically transform traditional banking operations, offering speed, efficiency, and a seamless customer experience.

The Problem: Share-Backed Loans Were Slow and Paper-Based

Before Flash Loan, borrowing against shares was a headache:

  • Branch visits
  • Manual verification of share value
  • Lengthy credit checks
  • Days of back-office processing

For customers, it meant waiting.
For the bank, it meant high workloads and rising operational costs.

The Solution: Automated Digital Lending Platform

SB Solutions developed an end-to-end digital loan platform that automates every step of the credit lifecycle.

  • 15+ Integrated APIs: Including CICL credit scores, share valuation feeds, blacklist screening, and KYC validation.

  • Real-Time Credit Assessment: As soon as a borrower submits an application, the system instantly pulls and verifies all data, no paperwork required.

  • 24/7 Online Access: Customers can apply for loans up to NPR 25 lakh at any time, from any device.

  • Real-Time Status Tracking: Borrowers get full transparency on their application’s progress—no more chasing updates.

Case in Point: Global IME Bank’s Flash Loan

Launched on September 27, 2024, Flash Loan is now live on Global IME Bank’s portal and mobile app. Customers simply:

  1. Log in to the app/website
  2. Choose “Flash Loan”
  3. Upload documents (ID, share proof, etc.)
  4. Submit and get near-instant disbursement.

“The bank has introduced a simple digital facility where customers can pledge their own shares and obtain a loan in just a few steps.”— NewsPolar, Kathmandu

Within minutes, the system runs all checks and gives a decision, often the same day.

The Results: Real Impact for the Bank and Customers

  • Over 50% Faster Loan Processing: Compared to traditional methods.

  • 24/7 Accessibility: No need to wait for branch hours.

  • Higher Customer Satisfaction: Real-time updates and zero paperwork.

  • Operational Efficiency: Bank staff focus on high-value tasks; routine approvals are fully automated.

  • Compliance-Ready: Built-in NRB guidelines like 70% collateral limits.

💬 What Our Clients Say

“SB Solutions helped us offer a modern, fast, and secure loan process that meets today’s customer expectations.”
—Global IME Bank

Looking Ahead: Scaling Across Loan Products

The success of Flash Loan is just the beginning. SB Solutions is already working with banking partners to bring digital speed and convenience to:

  • Auto loans
  • Home loans
  • Business financing
  • Education loans

Our platform is modular, secure, and built for scale.

With SB Solutions, you can launch products that cut processing time in half, improve compliance, and win customer loyalty.

Ready to Modernize Your Lending Experience?

Get in touch with SB Solutions to explore how we can help you launch your next digital loan product faster, smarter, and customer-first.